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JV Law

209.524.9903
    
726 14th Street, Suite E
Modesto, CA  95354
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Loan Modifications
Today there is a lot of hype in the media about plans to help struggling borrowers...   DO YOU FEEL LEFT OUT?

The truth is that borrowers have been left out of the equation. The banks may intend to help average Americans, but nothing about the current system is set up for homeowners getting modifications on their own. President Obama's Making Homes Affordable Plan took effect March 4, 2009, have you received a modification yet? The truth is that you need a professional on your side. Our firm knows the shortcuts and the secrets that can get you not only relief, but a good deal.

Are you fed up with negotiating with the bank on your own? Does it feel impossible?

Dealing with the bank on your own can be unbelievably difficult. If you have tried this then you might be frustrated with getting representatives who sound incompetent, and seem like the last thing they want to do is help you. You may have been told to fax the same documents in over and over, and sometimes it seems like they are playing a joke on you with all the hoops they make you jump through. We will pick up your case were you left off and carry you to the finish line. You need someone who knows what is unnecessary, and who knows the shortcuts to success. JV Law can help make sure you do not get left out of the relief programs.

Does JV Law have inside connections at these banks?

Yes. Borrowers often cannot make progress with their modification packets because they are not dealing with the right people. When a packet is sent in correctly it gets assigned to an agent/negotiator. These are the untouchables in the banking system. To get cooperation with them you need to know what you are talking about. Getting a packet assigned to a negotiator in the first place is the hardest part. Our firm deals with negotiators almost every day; we can help you get past the glass ceiling of modifications that every borrower has to deal with.

My house is going to sell soon... What can JV Law do? 

Getting houses taken off the auction block is now one of the easiest parts of our job. We postpone sales multiple times each week without our clients even worrying about it. The last thing you will need to worry about is your house selling. Once you hire JV Law to represent you, you are almost always guaranteed to stay in your house longer then you would have.  The truth is that we do way more than just buy time, we can help you save money, not just in the near future, but for the rest of your life by getting you a modification.

What does a law firm add to the situation? Is it worth the money?

We add a lot of things to the equation. As soon as you step into our office for a consultation you will be given advice on how to take care of the mortgage in the best way. If we cannot help you stay in your home then we will tell you, and explain exactly why. The last thing you need is to be taken advantage of by greedy businesses. Our goal is to legitimately help you and that can be seen by the way we handle ourselves, the way we set up our fees and by the way we have helped people in the past. You may have heard stories about how much 'consulting' we do in our consultations. Every one of our clients gets free advice to start with and we do not continue if we do not feel that we can legitimately help them. Our firm is one of the only choices that will help work with you on a personal level. We also have the experience and knowledge that very few companies have. Come and experience JV Law for yourself.


Here are some of the things that we do for our clients:
  • We give you a custom financial packet that will get you through the bureaucratic red tape and put in front of the hundreds of other relief packets.
  • We help you fill out the paperwork and tell you where things need to be in order to get a good deal.
  • We submit and correspond with the bank and get it to the right people.
  • We negotiate with the agents and work to get you qualified for a modification.
  • We walk you through the offers and help you understand what the best deal is.
  • We help you get an actual restructuring and walk with you until the finish line.

Call JV LAW today.  There are options available to you that can stop the foreclosure process, but you must act quickly.  Relief is available within your budget.
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